There is no better investment than yourself. While financial security is always a great investment, investing in yourself goes beyond the monetary. What’s the point of saving for retirement if the lifestyle you currently live significantly reduces the chances of you making it to old age? Investing time and effort into your emotional and physical health is just as, if not more important than investing in other assets. Other areas worthy of your attention are your relationships and personal development.
In this article, we will explore ten ways to invest in your life in order to improve your future.
1. Prioritize Exercise
Most of us are aware of the importance of incorporating exercise into our daily routine. Though it’s easier to create excuses and choose one of the many other things that compete for our time, moving your body is a worthy investment in yourself. The return of investing in your physical health by exercising is almost too good to be true. It improves your physical health, mental health, cognitive processing, and boosts creativity. If you dread exercising, it’s possible that you simply haven’t found a physical activity that you enjoy. The good news is there are countless ways to try until you find the right one.
2. Set Clear And Actionable Goals
If you ever lose your way, setting goals is a great way to find your way back. Realistic goals provide direction in our life. If you’re stuck in a rut, it’s best to start off with smaller, achievable goals. It can be something as small as waking up early in the morning. Accomplishing small goals can give you the momentum and the confidence to take on larger ones.
3. Develop Your Talents
Is there something you were better at than most people growing up that you stopped investing the time in as an adult? It could be a sport or a creative endeavour. Whatever your talents are, take the time to cultivate them. This can be an incredibly fulfilling and rewarding investment.
4. Become A Voracious Reader
Reading is one of the best investments of your time. Warren Buffett reads 500 pages every single day. “There are endless benefits to reading,” explains Mary Goodwin, a writer at 1Day2Write and Write My X. “Reading not only allows you to absorb more knowledge, but it keeps your brain healthy by creating new neural pathways.” Perhaps, instead of watching an episode of a show on Netflix before bed, you can dedicate that time to reading a book.
5. Learn New Skills
One of the best investments you can make in your personal development is to never stop learning. If there’s a skill you’ve been meaning to pick up for quite some time, this is your moment to start.
6. Form Good Habits
Humans are creatures of habits. Our habits make up most of our behavior. Breaking any self-destructive habits you have formed over the years, and replacing them with healthy ones are a worthy investment of your time and energy.
7. Journal Your Journey
Expressing your thoughts and writing them down in a journal regularly can be extremely therapeutic. In addition to helping you cope with life’s stresses, journaling can help you become more self-aware and cultivate self-compassion.
8. Create An Emergency Fund
An emergency fund is a necessary investment in yourself. “Most financial experts recommend having between 3-6 months of your expenses tucked away in an emergency fund,” according to Sara Graves, a business writer at Britstudent and PhD Kingdom. If that amount is too much to save right away, start with $1000 and gradually build it up into a full fledged emergency fund.
9. Pay Off Your Debt
This is probably an obvious investment in your financial health, but it can be overwhelming for a lot of people. One strategy is to use the snowball effect by paying off your debts from smallest to largest. Another is to pay off your loans from highest to lowest interest. The key is to just start.
10. Find Multiple Income Streams
We live in an era of side hustles. Finding another stream of income on top of your regular job is a great way to pay off your debt faster and save for your future goals.
If you’re interested in investing more of your time, energy, and money to create a better future for yourself, you should be incredibly proud for wanting to be the best version of yourself. It’s important to be kind and patient with yourself throughout this process. Like any investment, investing in yourself takes time to pay off.
Scottish Qualifications Authority, UK
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